This chart shows what you pay for health care services under each medical plan, assuming you see network providers.
Classic Plan | Health Savings Plan | Premier Plan | |
---|---|---|---|
Deductibles | |||
Individual | $1,250 | $2,700 | $650 |
Family | $2,500 | $5,400 | $1,300 |
Annual Out-of-Pocket Maximums | |||
Individual | $5,250 | $6,650 | $3,000 |
Family | $10,500 | $13,300 | $6,000 |
Medical Services | |||
Coinsurance | 25% | 10% | 20% |
PCP Visit | $35 | 10% after deductible is met | $25 |
Specialist Visit | $55 | 10% after deductible is met | $45 |
Preventive Care | No cost | No cost | No cost |
Diagnostic Lab In Office | 25% | 10% after deductible is met | No cost |
Urgent Care | $55 | 10% after deductible is met | $50 |
Emergency Room | 1st visit - $150 copay 2nd visit - $200 copay 3rd + visit(s) - $250 copay (waived if admitted) | 10% after deductible is met | 1st visit - $150 copay 2nd visit - $200 copay 3rd + visit(s) - $250 copay (waived if admitted) |
Ambulance | $100 (waived if admitted) | 10% after deductible is met | $100 (waived if admitted) |
Advanced Imaging* | 25% after deductible is met and $100 copay | 10% after deductible is met | 20% after deductible is met |
Outpatient Surgery | 25% after deductible is met and $150 copay | 10% after deductible is met | 20% after deductible is met |
Inpatient Services** | 25% after deductible is met and $300 copay | 10% after deductible is met | $300 copay |
Speech, Occupational and Physical Therapy (30 visit combined maximum) | 25% after deductible is met and $35 copay | 10% after deductible is met | 25% after deductible is met and $25 copay |
Routine Vision Exam | $35 | 10% after deductible is met | $25 |
Prescription Drugs | |||
Tier 1 | $15 | 10% after deductible is met | $10 |
Tier 2 | $55 | 10% after deductible is met | $50 |
Tier3 | $90 | 10% after deductible is met | $80 |
Prescription Drug Out-of-Pocket Maximum | |||
Individual | $1,600 | Combined with Medical Annual Out-of-Pocket Maximum | $1,600 |
Family | $3,200 | $3,200 | |
*Prior authorization required. **Includes semi-private room & board, intensive care room & board, ancillary charges and maternity inpatient charges. |